PTC BANK A TRUE REVIEW

I have been trying out PTC Bank as it promises paying a lot more than a normal PTC. Thay have a rule saying that one cannot upgrade until first he/she withdraw the first 100/=USD. I have introduced a few direct referrals and within 6 weeks reached 100/=USD mark and asked for a withdrawal before upgrading my account and renting referrals. From the moment I requested money I couldn't log in to my account. I sent a few mails to them and no answer. I think this is spam. Therefore be careful if you are a member at PTC Bank.